{"id":1175,"date":"2021-12-01T22:36:11","date_gmt":"2021-12-01T21:36:11","guid":{"rendered":"https:\/\/www.jiri-kovar.cz\/?p=1175"},"modified":"2022-03-10T10:32:40","modified_gmt":"2022-03-10T09:32:40","slug":"inflace-a-jak-ochranit-svoje-penezni-prostredky","status":"publish","type":"post","link":"https:\/\/www.jiri-kovar.cz\/index.php\/2021\/12\/01\/inflace-a-jak-ochranit-svoje-penezni-prostredky\/","title":{"rendered":"Inflace – jak ochr\u00e1nit svoje pen\u011b\u017en\u00ed prost\u0159edky"},"content":{"rendered":"[vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ scene_position=“center“ text_color=“dark“ text_align=“left“ overlay_strength=“0.3″ shape_divider_position=“bottom“ bg_image_animation=“none“][vc_column column_padding=“no-extra-padding“ column_padding_position=“all“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_link_target=“_self“ column_shadow=“none“ column_border_radius=“none“ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ overlay_strength=“0.3″ column_border_width=“none“ column_border_style=“solid“ bg_image_animation=“none“][vc_column_text]\r\n

Inflace \u2013 jak ochr\u00e1nit svoje pen\u011b\u017en\u00ed prost\u0159edky<\/span><\/h2>\r\n

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Vysoka\u0301 inflace, kterou C\u030cNB na u\u0301vod roku pr\u030cedpokla\u0301da\u0301 k 10 procentu\u030am, letos pr\u030cinuti\u0301 r\u030cadu lidi\u0301 investovat. Jinou moz\u030cnost, jak ochra\u0301nit sve\u0301 u\u0301spory pr\u030ced ztra\u0301tou hodnoty, nemaji\u0301. Mnozi\u0301 do investic\u030cni\u0301ch vod vpluji\u0301 poprve\u0301. Co de\u030clat, to je te\u0301ma dnes\u030cni\u0301ho c\u030cla\u0301nku.<\/p>\r\n

R\u030cekne\u030cme si na rovinu, z\u030ce kdyby jes\u030cte\u030c neda\u0301vno ne\u030ckdo vide\u030cl spor\u030cici\u0301 u\u0301c\u030cet se zhodnoceni\u0301m pr\u030ces tr\u030ci procenta, ktere\u0301 dnes nabi\u0301zeji\u0301 ne\u030cktere\u0301 banky, byla by to pro r\u030cadu lidi\u0301 jasna\u0301 volba pro bezpec\u030cne\u0301 zhodnoceni\u0301 pene\u030cz. Dnes\u030cni\u0301 inflaci vs\u030cak ani z poloviny takove\u0301 u\u0301roky nepokryji\u0301. Spor\u030cici\u0301 u\u0301c\u030cet se proto hodi\u0301 pr\u030cedevs\u030ci\u0301m pro drz\u030ceni\u0301 pene\u030cz, ktere\u0301 c\u030clove\u030ck potr\u030cebuje mi\u0301t rychle k dispozici.<\/p>\r\n

Pokud chcete ochra\u0301nit sve\u0301 peni\u0301ze pr\u030ced inflaci\u0301 a idea\u0301lne\u030c je jes\u030cte\u030c zhodnotit, nema\u0301te jinou moz\u030cnost nez\u030c investovat. Moz\u030cnosti\u0301 je mnoho \u2013 od nemovitosti\u0301 pr\u030ces akcie a dluhopisy az\u030c po komodity a cenne\u0301 kovy, ume\u030cni\u0301 nebo trend moderni\u0301 doby \u2013 kryptome\u030cny.<\/p>\r\n

Vhodny\u0301 investic\u030cni\u0301 mix bude za\u0301lez\u030cet na tom, jaka\u0301 je vas\u030ce z\u030civotni\u0301 situace, na jak dlouho budete investovat, jaka\u0301 ma\u0301te oc\u030ceka\u0301va\u0301ni\u0301 ijake\u0301 riziko jste ochotni\u0301 podstoupit. Nema\u0301te-li sinvestova\u0301ni\u0301m zkus\u030cenosti anechcete stra\u0301vit hodiny a dny studiem, doporuc\u030cuji to pr\u030cenechat odborni\u0301ku\u030am, kter\u030ci\u0301 Va\u0301m sestavi\u0301 financ\u030cni\u0301 pla\u0301n, podle ne\u030choz\u030c se mu\u030az\u030cete r\u030ci\u0301dit.<\/p>\r\n

Kam peni\u0301ze investovat? S investova\u0301ni\u0301m jsou vz\u030cdy spojena urc\u030cita\u0301 rizika, ta se daji\u0301 sni\u0301z\u030cit vhodny\u0301m vy\u0301be\u030crem aktiv. V pr\u030ci\u0301pade\u030c dynamic\u030cte\u030cjs\u030ci\u0301ch aktiv, jako jsou akcie a akciove\u0301 fondy, je doporuc\u030cuji rozloz\u030cit v c\u030case. Naopak odrazuji od volby da\u0301t vs\u030ce na jednu kartu v jednu chvi\u0301li. Pr\u030cedejdete tak s\u030cpatne\u0301mu nac\u030casova\u0301ni\u0301, kdyby dos\u030clo k na\u0301hle\u0301mu propadu trhu. Pravidelnou investici\u0301 toto riziko jes\u030cte\u030c sni\u0301z\u030ci\u0301te.<\/p>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n

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V ra\u0301mci akciove\u0301ho trhu nada\u0301le favorizujeme velke\u0301 nadna\u0301rodni\u0301 spolec\u030cnosti, ktere\u0301 maji\u0301 dostatec\u030cne\u0301 cashflow a hotovost na pr\u030cez\u030citi\u0301 pr\u030ci\u0301padny\u0301ch ekonomicky\u0301ch turbulenci\u0301. Zaji\u0301mavy\u0301 bude vzhledem k inflaci take\u0301 energeticky\u0301, vy\u0301robni\u0301 a te\u030cz\u030cebni\u0301 sektor. La\u0301kave\u0301 jsou akcie technologicky\u0301ch firem. Ty vs\u030cak zkraje roku reagovaly negativne\u030c na obavy z aktua\u0301lni\u0301ch kroku\u030a americke\u0301 centra\u0301lni\u0301 banky, ktera\u0301 avizuje ru\u030ast u\u0301rokovy\u0301ch sazeb, aby bojovala s inflaci\u0301.<\/p>\r\n

Pro jednora\u0301zovou investici je vhodne\u030cjs\u030ci\u0301 urc\u030cita\u0301 kombinace mezi fondy zame\u030cr\u030cuji\u0301ci\u0301mi se na reality (jelikoz\u030c maji\u0301 schopnost dobr\u030ce pr\u030cena\u0301s\u030cet souc\u030casnou inflaci na na\u0301jemce a ti\u0301m si mohou i nada\u0301le drz\u030cet rozumny\u0301 vy\u0301nos) a sta\u0301tni\u0301mi dluhopisy, ktere\u0301 dnes nakoupi\u0301te prostr\u030cednictvi\u0301m takto zame\u030cr\u030ceny\u0301ch dluhopisovy\u0301ch fondu\u030a, protoz\u030ce sta\u0301t pozastavil na\u0301kup obli\u0301beny\u0301ch protiinflac\u030cni\u0301ch dluhopisu\u030a.<\/p>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ scene_position=“center“ text_color=“dark“ text_align=“left“ overlay_strength=“0.3″ shape_divider_position=“bottom“ bg_image_animation=“none“][vc_column column_padding=“no-extra-padding“ column_padding_position=“all“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_link_target=“_self“ column_shadow=“none“ column_border_radius=“none“ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ overlay_strength=“0.3″ column_border_width=“none“ column_border_style=“solid“ bg_image_animation=“none“][image_with_animation image_url=“1185″ alignment=“center“ animation=“None“ img_link_target=“_blank“ hover_animation=“none“ border_radius=“none“ box_shadow=“none“ image_loading=“default“ max_width=“100%“ max_width_mobile=“default“ img_link=“https:\/\/www.jiri-kovar.cz\/index.php\/kontakt\/“][\/vc_column][\/vc_row][vc_row type=“full_width_content“ full_screen_row_position=“middle“ column_margin=“default“ scene_position=“center“ text_color=“dark“ text_align=“left“ overlay_strength=“0.3″ shape_divider_position=“bottom“ bg_image_animation=“none“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_position=“all“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_link_target=“_self“ column_shadow=“none“ column_border_radius=“none“ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ overlay_strength=“0.3″ column_border_width=“none“ column_border_style=“solid“ bg_image_animation=“none“][image_with_animation image_url=“774″ alignment=“right“ animation=“None“ hover_animation=“none“ border_radius=“none“ box_shadow=“none“ image_loading=“default“ max_width=“100%“ max_width_mobile=“default“][\/vc_column][\/vc_row]","protected":false},"excerpt":{"rendered":"

[vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ scene_position=“center“ text_color=“dark“ text_align=“left“ overlay_strength=“0.3″ shape_divider_position=“bottom“ bg_image_animation=“none“][vc_column column_padding=“no-extra-padding“ column_padding_position=“all“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_link_target=“_self“ column_shadow=“none“ column_border_radius=“none“ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ overlay_strength=“0.3″ column_border_width=“none“ column_border_style=“solid“ bg_image_animation=“none“][vc_column_text] Inflace \u2013 jak ochr\u00e1nit svoje…<\/p>\n","protected":false},"author":2,"featured_media":1180,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[11],"tags":[12],"class_list":{"0":"post-1175","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investice","8":"tag-inflace"},"_links":{"self":[{"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/posts\/1175"}],"collection":[{"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/comments?post=1175"}],"version-history":[{"count":8,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/posts\/1175\/revisions"}],"predecessor-version":[{"id":1233,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/posts\/1175\/revisions\/1233"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/media\/1180"}],"wp:attachment":[{"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/media?parent=1175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/categories?post=1175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jiri-kovar.cz\/index.php\/wp-json\/wp\/v2\/tags?post=1175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}